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Automated Clearing House (ACH) Payments
made simple for U.S. businesses.

Sending and receiving ACH Payments with Plooto takes only 3 simple steps.

1

Add your contact

Add a contact with as little as an email address. Import invoices and bills from your accounting software.

2

Send or request payments

Select which bank account you want to securely send payments from or collect money in.

3

We'll handle the rest

Plooto pays your payees electronically or collects payments from your customers. 

Plooto vs. Bank ACH

Compare with Alternative ACH Payment Processors here.

  •  
    • Cost
    • Fee structure
    • Processing time
    • Automatic reconciliation with accounting platform
    • Sync bills & contact from accounting software
    • Remote payment approval
    • Real time notification of payment status
    • 50¢ to $1
      per transaction
    • Fee structure:
      Flat Fee
      No extra costs, no hidden fees
    • Processing time:
      1 to 5 Business Days
      Faster with Plooto Instant
    • Automatic reconciliation with accounting platform
    • Sync bills & contact from accounting software
    • Remote payment approval
    • Real time notification of payment status
  • Bank ACH

    • $1 to $10
      per transaction
    • Fee structure:
      Complex Fees
      Multiple hidden fees
    • Processing time:
      2 to 5 Business Days
      Varies with Banks & Payee
    • Automatic reconciliation with accounting platform
    • Sync bills & contact from accounting software
    • Remote payment approval
    • Real time notification of payment status
    • You can do better!

Payments to anyone in the U.S.

Sending electronic payments through ACH has never been easier. With Plooto you can pay anyone within the U.S. with as little as an email address. Unlike other platforms, Plooto is built to make every step as simple as possible, saving you time and headaches.

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The easiest way to collect direct debits.

Get paid faster with Plooto's direct debits. Request for your receivables and collect payments from your customers online with as little as an email. They'll be notified and be able to pay you with the click of a button. The easier it is for them, the faster they will pay.

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One-click reconciliations with your accounting software.

No more having to manually account for your ACH transactions. Plooto works seamlessly with QuickBooks Online, QuickBooks Desktop and Xero, allowing for automatic reconciliation in payments and receivables.
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Authorize payments remotely.

When things get busy, it's hard to track the right people down to approve your ACH payments. Reduce the risk of late payments. With Plooto's cloud-based platform, you can easily get your payments approved by your signing officers online. 

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Plooto works with every bank and credit union in the U.S.

Plooto works with Bank of America
Plooto works with Chase
Plooto works with Citi Bank
Plooto works with Wells Fargo
Plooto works with HSBC
Plooto works with US Bank Corp

Simple Pricing.

Leave complex fee structures behind. Get access to an integrated
all-in-one business payment platform

  • Unlimited transactions.
  • Unlimited payees (contractors, suppliers, etc.)
  • Unlimited users and bank accounts.
  • No monthly fees.
  • No setup or any hidden fees.
  • No minimums.

"Plooto allows us to improve our processes and save a tremendous amount of time and money. Our clients can easily streamline both accounts payable and receivable electronically in the cloud thanks to Plooto."

Rustin Smith

Rustin Smith

Chief Executive Officer, Scalability Inc., Toronto ON