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Plooto Privacy Policy

Last Updated: July 4, 2015

Plooto (“Plooto”, “we”, “us”, and “our”) is the fastest, easiest and most secure platform for business to business payments, and we are committed to protecting the privacy of our clients. This privacy policy (“Privacy Policy”) is designed to inform you about our practices relating to the collection, use and disclosure of personal information.


The term “personal information” means information about an identifiable individual.

We may collect personal information when you:

  • register to use Plooto;
  • provide instructions to Plooto to pay certain vendors, including storing vendors in your payee list;
  • integrate third party accounting software with Plooto; or
  • contact us with a comment, question or complaint.

Registering to use Plooto

We collect information such as your name, and contact information (incl. email address, mailing address, and phone number) for the purposes of identifying you and administering your Plooto account. We may also run anti-money laundering searches and conduct certain background verifications such as obtaining your credit history, credit score, and other information for the purposes of ensuring that we accurately identify you, comply with regulatory and financial institution contractual requirements, limit Plooto’s risk and combat fraud.

Providing payment instructions

Plooto collects your banking information, including account, institution, and transit numbers for the purposes of processing and carrying out instructions to pay certain vendors at your request. Plooto also retains a payee list to help you pay vendors you have previously paid more quickly. You can remove entries from your payee list at any time.

Integrating third party accounting software

If you choose to integrate third party accounting software with Plooto, we may collect personal information that your third party accounting software makes available to Plooto for the purposes of enabling the two platforms to communicate and synchronize transactions as requested.

Customer Service

If you contact us with a question, comment or complaint, you may be asked for information that identifies you (such as your name or email address) along with additional information we need to help us confirm your identity (if necessary), and to promptly answer your question or respond to your comment or complaint. We may also retain this information to assist you in the future and to improve our customer service.


We will not disclose, trade, rent, sell or otherwise transfer your personal information, without your consent, except as otherwise set out herein.

Paying vendors

At your request and in connection with carrying out your instructions to pay a vendor, we may disclose personal information to our financial institution and other third parties required to complete the payment of the vendor you identify.

Service Provider Arrangements

We may transfer (or otherwise make available) your personal information to our affiliates, partners and other third parties who provide services on our behalf. For example, we may use service providers to host our servers or send communications on our behalf.

Our service providers are given the information they need to perform their designated functions, and we do not authorize them to use or disclose personal information for their own purposes. Your personal information may be maintained and processed by our affiliates and other third party service providers in the U.S.

Sale of Business

We may transfer any information we have about you as an asset in connection with a merger or sale (including transfers made as part of insolvency or bankruptcy proceedings) involving all or part of our operations or as part of a corporate reorganization or stock sale or other change in corporate control.


Plooto, our affiliates and related companies and our Canadian, US and other service providers may provide your personal information in response to a search warrant or other legally valid inquiry or order, or to an investigative body in the case of a breach of an agreement or contravention of law, or as otherwise required by applicable Canadian, U.S. or other law. We may also disclose personal information where necessary for the establishment, exercise or defence of legal claims, or as otherwise permitted by law.

Technical Information

When you use our website, we collect information about your interaction with our servers. We also collect the IP (Internet protocol) addresses of all users and other related information such device type, operating system and average time spent using our platform. We collect and use this information for the purposes of helping us understand how our users use our website and to optimize our platform and service offering.


We have implemented administrative, technical and physical safeguards designed to protect personal information in our custody and control against unauthorized access, use, modification and disclosure.

Third party links

Our website may contain links to other sites that Plooto does not own or operate. We provide links to third party websites as a convenience to the user. These links are not intended as an endorsement of or referral to the linked websites. The linked websites have separate and independent privacy statements, notices and terms of use, which we recommend you read carefully. We do not have any control over such websites, and therefore we have no responsibility or liability for the manner in which the organizations that operate such linked websites may collect, use or disclose, secure and otherwise treat your personal information.

Access to your Personal Information

You have the right to access, update, and correct inaccuracies in your personal information in our custody and control, subject to certain exceptions prescribed by law. To request access, updating or correction of inaccuracies in your personal information that we have in our custody or control, you can email or write to us at the contact information set out below. We may request certain personal information for the purposes of verifying the identity of the individual seeking access to their personal information records.

Changes to this Privacy Policy

This Privacy Policy may be updated periodically to reflect changes to our personal information practices. When this Privacy Policy changes, we will post a notice on our website and, for material changes, notify you by email. We also strongly encourage you to refer to this Privacy Policy for the latest information about our personal information practices.

Contacting our Privacy Officer

Please contact our Chief Privacy Officer if you have any questions, comments or complaints about this Privacy Policy, or the manner in which we or our service providers treat your personal information. You may contact our Chief Privacy Officer at support@plooto.co, by mail at 111 Richmond St. W. 5th Floor, Toronto, ON, M5H 2G4.